Chris (35), Tonia (33), Jessica (15), Marissa (9) & Addison (1) – New Carlisle

“Without credit cards, we wouldn’t have been able to put food on the table.”

Chris and Tonia have been on their own since they were 19 and 17 years old and say their relationship has only grown stronger despite their challenges over the years. The couple purchased their starter home when their first daughter was four years old and hoped to buy a bigger house as their family grew. Eleven years and two more children later, they still live in their original three bedroom, one bath house and currently share their bedroom with their youngest daughter. While they have done their best to keep their credit in good standing, Chris and Tonia hope the Savings Race can help them save enough for a down payment on a larger home and start on the right path to saving for college for their daughters.