Eric (31), Marcie (29), Benjamin (2) & one on the way – Springfield

“We have never been able to catch up.”

Both Eric and Marcie work in public service, and while they love what they do, they know it's never going to make them rich. They’ve always managed to pay their bills on time and maintain good credit scores, but they’ve just never been able to get ahead and put money back for savings, investments, or college for their son. In fact, when they went to buy their home, their enormous amount of student loans earned them a discouraging response – “The good news is you both have good credit. The bad news is you owe a lot of money.” Now with a second child on the way, the Schaefers hope to pay down their student loans and revolving debt so they can afford to upgrade from their small two bedroom home and start saving for their expanding family’s future.